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For travel (including flights, hotels, taxis, public transport) Cash advance fee: 1% of the transaction amount (minimum fee of $3.50 up to a maximum of $10) (in Canada) or $5.00 (excluding Canada) plus $3.00 in a PLUS network counter. (The tax does not apply to a balance transfer or TD Visa Cheque) On bills, food, restaurants (including fast food and beverages). INFORMATION YOU FOURNISSE TO AIDER YOU UNDERSTAND YOUR PROMOTIONAL RATE OFFRE: 4earn 3 TD Rewards points for every $1 in online travel purchases via Expedia for TD (“Online Travel Purchases”) and debited to your Visa TD Rewards account (“Account”). All returned items, refunds, rebates or similar credits reduce or cancel TD Rewards points collected on the original online travel purchase. Fees, cash advances (including credit transfers, cash transactions and TD visa cheques), interest charges, optional service, refunds, rebates or similar credits do not receive TD Rewards points. Other conditions: The offer may be changed, withdrawn or extended at any time and cannot be combined with other offers. Earn 2 TD Rewards points for every $1 for travel phone purchases via Expedia For TD (“phone travel purchases”) that will be debited from your Visa TD Rewards (account) card account. All returned items, refunds, rebates or similar credits reduce or cancel TD Rewards points collected on the initial purchase of the phone trip. Fees, cash advances (including credit transfers, cash transactions and TD visa cheques), interest charges, optional service, refunds, rebates or similar credits do not receive TD Rewards points. Other conditions: The offer may be changed, withdrawn or extended at any time and cannot be combined with other offers. You can earn more TD Rewards points if you book your trip online with your TD Rewards Visa card via ExpediaForTD.com. You can also redeem all TD Rewards points earned for purchase at the time of booking via ExpediaForTD.com. Or use your TD Rewards Visa Card to book trips with another tour operator and redeem all TD Rewards points earned for that purchase within 90 days of the date of purchase.

You can also redeem your TD Rewards points to pay for your credit card account through TDRewards.com, EasyWeb or the TD app. 5Earn 1 TD Rewards Point (“standard discount”) on every $1 for all other purchases (“Other purchases”) that are debited to your Visa TD Rewards (“Account”) card account. All returned items, refunds, rebates or similar credits reduce or cancel TD Rewards points collected on the initial purchase. Fees, cash advances (including credit transfers, cash transactions and TD visa cheques), interest charges, optional service, refunds, rebates or similar credits do not receive TD Rewards points. Other conditions: The offer may be changed, withdrawn or extended at any time and cannot be combined with other offers. For more information on annual interest rates, see your disclosure statement and the Cardholder agreement, including how we calculate interest and apply payments to purchases. This offer is not available to Quebecers. For Quebec residents, click here. . . . The promotional rate offer (“share rate”) applies to new TD Rewards Visa card accounts (“Account”).

This offer is not available Customers who have activated and/or closed a TD Rewards Visa account in the last 6 months. After opening your account, the promotional rate of 9.99% applies to purchases for the first 6 registration periods following the opening of the account (“promotional pricing period”).

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